Will they denied me after all I went through?

I went through alot with my mortgage broker. everytime I think I am done with them, they turn around and says I need more money for the closing. I am supposed to close this friday, and last thursday the loan officer says I need additional 4500 to buy down points so I can be qualified for the loan because the rates went up. the next issue is after I show that I have the money for closing they might run a credit report, the loan officer stated that if my credit goes down a point or two I will not be qualified for the loan. I didnt apply for any new credit cards, but he himself did submitt my info to other banks I believe that can bring down my credit score also, I also did little shopping around for a better rate. I believe my credit went down a bit due to that. Because when we was in the middle of the process of the loan he began to bring up thing we didnt agree on so I decided to shop elsewhere, but everybody quote me the same thing so i stay with the broker. STRESS

Will they denied me after all I went through?

If everybody is quoting you the same thing, then it sounds like you might have marginal credit.Did you lock in a rate ? If so he is just trying to get more money. You can also try to finance the additional 4500. Buying a house is very tricky. Good Luck.

Will they denied me after all I went through?

unfortnaltely is sounds like you got caught up with a greedy broker..thats such bs..it benefits him not you

Will they denied me after all I went through?

Hi.

I am Corrine and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed.

I was once in your shoes and i had bad credit yet I got a loan of $162,000 from an agency online.you cancontact us at capitalinvestment_company@yahoo.com

Mrs. Wanda Gillette Tel:+44 70457 13848.

Will they denied me after all I went through?

Often times complications arise throughout the loan process: Credit scores change, rates fluctuate, unexpected title issues. Do not be discouraged, this is a typical loan process. The one thing that stands out is that your broker is asking you for an additional $4,500 right before the close and that he or she may be trying to take advantage of you. I suggest you check out www.restructureyourmortgage.com for a FREE rate quote as well as consultation with a certified mortgage consultant. I wish you the best of luck.